🔥 JOIN THE RACE•REPOS•COLLECTIONS•CHARGE-OFFS•LATE PAYMENTS•INQUIRIES•2 ROUNDS $197•JOIN THE RACE 🔥•🔥 JOIN THE RACE•REPOS•COLLECTIONS•CHARGE-OFFS•LATE PAYMENTS•INQUIRIES•2 ROUNDS $197•JOIN THE RACE 🔥•
From Credit to Coins™️

TIRED OF BAD CREDIT
HOLDING UP YOUR NEXT MOVE?

Repos? Collections? Charge-offs? Late payments? Scores sitting in the 400s or 500s? Tired of getting denied?

It's time to get a real strategy behind your credit.

CAN'T GET THE CAR?TRYING TO BUY A HOUSE?NEED FUNDING?REPO STILL REPORTING?TIRED OF GETTING DENIED?
🔥 IT'S TIME TO JOIN THE RACE.
Personalized Strategy
Secure & Confidential
Real Client Results
Ashanta Perkins — Founder & Lead Credit Strategist, Laced Up Financials LLC
Laced Up Financials
Ashanta Perkins
Founder · Lead Credit Strategist
Verified Result
51 DELETIONS
+310 TOTAL BUREAU POINTS

Documented dispute audit showing 51 disputes deleted in a single round, with Experian reaching 741 (+159 pts) and multi-bureau gains totaling over 310 points.

*Results vary based on individual credit files, creditor verification, and bureau response times.

The Real Cost of Bad Credit

WHAT'S YOUR CREDIT

holding up?

Because sometimes it's bigger than a score. It's the car. The house. The funding. The approval. The next move.

THE CAR
Can't get approved
THE HOUSE
Keys keep slipping
THE CARDS
Locked out of prime
THE FUNDING
Personal credit blocks it
THE SCORE
Stuck in the 400s
What May Be Sitting On Your File

These are the items we see every single day.

REPOSSESSIONSCOLLECTIONSCHARGE-OFFSLATE PAYMENTSHARD INQUIRIESSTUDENT LOAN REPORTINGBANKRUPTCYEVICTION / RENTAL REPORTINGLOW CREDIT SCORESMULTIPLE NEGATIVE ACCOUNTS
SCORE STILL SITTING IN THE 400s OR 500s?
KEEP GETTING DENIED?
CAN'T GET APPROVED FOR THE CAR YOU NEED?
TRYING TO GET READY TO BUY A HOME?
NEED BUSINESS FUNDING BUT YOUR PERSONAL CREDIT IS HOLDING YOU UP?
PAYING HIGHER INTEREST BECAUSE OF YOUR CREDIT?
REPO STILL FOLLOWING YOU?
COLLECTIONS & CHARGE-OFFS ALL OVER YOUR REPORT?

YOUR CREDIT SHOULDN'T KEEP

CALLING THE SHOTS.

One File. Real Receipts.
The Problem
Repossession
The Result
REPOS DELETED

We work with files just like this. Strategic dispute rounds challenge unverified reporting and push for real movement — not empty promises.

Documented File OutcomeREPOS DELETEDNEGATIVE ACCOUNTS REMOVED

Documented round audit showing verified deletions: Central Research, Macys/Citibank, Navy Federal Credit ($15,000), and Portfolio Recovery accounts marked Deleted.

IF THIS LOOKS LIKE YOUR FILE,
IT'S TIME TO JOIN THE RACE.

And that's just one file.

NOW LET'S TALK

results.

Verified Client Receipts

REAL RECEIPTS. REAL PROGRESS.

Examples of previous client results across score increases, deletions, vehicle approvals, student-loan removals, debt movement, and housing milestones. Results vary based on individual credit files.

Featured Result
717 / 711
+129 PTS TU · +137 PTS EQ · PRIME OFFERS UNLOCKED
Receipt

Live credit monitoring dashboard reflecting TransUnion 717 (+129 pts today) and Equifax 711 (+137 pts today) in prime 'Good' standing, unlocking curated financing offers.

Verified Outcome
51 DELETIONS
+310 TOTAL BUREAU POINTS
Receipt

Documented dispute audit showing 51 disputes deleted in a single round, with Experian reaching 741 (+159 pts) and multi-bureau gains totaling over 310 points.

Verified Outcome
731 / 739
+146 / +192 PTS · TRANSUNION 731 · EQUIFAX 739
Receipt

TransUnion 731 (+146 pts) and Equifax 739 (+192 pts) — combined movement displayed across these two bureaus.

Verified Outcome
15 DELETIONS
400s/500s → MID 600s
Receipt

Verified round audit showing 15 negative items deleted with consecutive score jumps of +119, +121, and +125 points across all three bureaus.

Verified Outcome
REPOS DELETED
NEGATIVE ACCOUNTS REMOVED
Receipt

Documented round audit showing verified deletions: Central Research, Macys/Citibank, Navy Federal Credit ($15,000), and Portfolio Recovery accounts marked Deleted.

Verified Outcome
INQUIRIES DELETED
EXPERIAN · LINE-BY-LINE
Receipt

Experian dispute report focused on the Credit Inquiries section, with multiple inquiry rows marked Deleted. Identifying client information cropped out.

Verified Outcome
VEHICLE APPROVED
2026 VEHICLE · 12 DAYS LATER
Receipt

Client outcome: "12 days later, credit structured right... walked off the lot with a 2026!"

Verified Outcome
VEHICLE APPROVED
REAL CLIENT VEHICLE APPROVAL
Receipt

Real client vehicle approval documented at the dealership, showing the client with the approved vehicle.

Verified Outcome
$30,223
TOTAL CREDIT LIMIT · TU 687 +112 · EQ 688 +130
Receipt

TransUnion 687 (+112 pts) and Equifax 688 (+130 pts), with a $30,223 total credit limit shown. Separate client from the $30K debt-reduction result.

Verified Outcome
MULTIPLE STUDENT LOANS DELETED
MOHELA / DOFED
Receipt

Real client file: MOHELA / DOFED student-loan account removed from the file. Proof of what occurred on this actual client file — not a guarantee every student loan can be removed.

Verified Outcome
MULTIPLE STUDENT LOANS DELETED
MOHELA / DOFED · ATLCAPBKSELF
Receipt

Additional MOHELA / DOFED and ATLCAPBKSELF student-loan accounts removed from the same client file.

Verified Outcome
DELETED
DEPT OF ED / AIDV · CREDIT REPORT
Receipt

Department of Education / Aidv deletion letter documenting multiple items deleted from the credit report. Paired with the MOHELA removal proof above.

Verified Outcome
$30,000
LESS REPORTED DEBT · $115K → $85K
Receipt

Real client message: "Debt balance went down from 115k to 85k" — a $30,000 reduction in reported debt. This is a debt-balance change, not a credit limit.

Verified Outcome
CHILD SUPPORT ACCOUNT DELETED
LA CHILD SUP
Receipt

Real client proof showing a LA Child Support account marked “Deleted,” with the client confirming they wanted written confirmation of a zero balance.

Verified Outcome
APARTMENT APPROVED
REAL CLIENT MESSAGE + SCORE PROOF
Receipt

Real client message: "Thank you so much for helping me get the apartment" — paired with the corresponding score result, TransUnion 652 (+62) and Equifax 736 (+137).

Verified Outcome
702 / 664
+138 / +149 PTS · $2,810 LIMIT
Receipt

TransUnion 702 (+138 pts) and Equifax 664 (+149 pts), with a $2,810 total credit limit offer shown.

Verified Outcome
+300
EQ 639 +57 · EX 710 +122 · TU 706 +121
Receipt

Triple-bureau movement: Equifax 639 (+57, prev 582), Experian 710 (+122, prev 588), TransUnion 706 (+121, prev 585). Combined increase of +300 points across bureaus.

Verified Outcome
$26,365
TOTAL CREDIT LIMIT · TU 694 +123 · EQ 539 +16
Receipt

TransUnion 694 (+123 pts) and Equifax 539 (+16 pts), with a $26,365 total credit limit offer shown.

*Results vary based on individual credit files, creditor verification, and bureau response times.
Verified Credentials & Authority

SHE KNOWS CREDIT.

Board-certified expertise paired with documented dispute rounds. We don't sell false promises—we execute factual file restructuring.

Ashanta Perkins — Founder & Lead Credit Strategist, Laced Up Financials LLC
Board Certified Credit Consultant Official Seal
Board Certified Credit Consultant
Verified Industry Credential
Certified Credit Repair Specialist Official Seal
Certified Credit Repair Specialist
Verified Professional Certification
Documented Proof15 DELETIONS400s/500s → MID 600s

"We don't sell false promises. We build a personalized strategy and execute methodical dispute rounds."

Verified round audit showing 15 negative items deleted with consecutive score jumps of +119, +121, and +125 points across all three bureaus.

*Results vary based on individual credit files and creditor verification.

Simple 4-Step Process

HOW THE RACE WORKS

No fluff. No cookie-cutter templates. A methodical 4-step execution strategy behind every dispute round.

01

WE AUDIT YOUR FILE

We see what's actually reporting.

Line-by-line review of your credit reports across all 3 bureaus to identify unverified accounts, outdated remarks, and dispute targets.

Phase 1 of 4→
02

WE BUILD YOUR STRATEGY

We determine what needs to be addressed.

Custom tactical roadmap tailored to your specific goals—whether you're aiming for a vehicle, homeownership, business funding, or clean scores.

Phase 2 of 4→
03

WE WORK YOUR ROUNDS

We execute the dispute rounds.

Methodical, factual dispute rounds sent directly to bureaus and data furnishers under consumer protection guidelines.

Phase 3 of 4→
04

WE REVIEW THE NEXT MOVE

We review updates and determine what comes next.

We analyze verified deletions, updated reporting, score adjustments, and determine the exact next move for your file.

Phase 4 of 4→
Proof In Motion

SCORES SITTING IN THE 400s OR 500s DON'T HAVE TO BE PERMANENT.

Our clients come to us with repos, charge-offs, and multi-bureau denials. With disciplined dispute rounds, we challenge unverified reporting and push for real movement.

730+ SCORES+146 & +192 POINT INCREASES

Client dashboard reflecting TransUnion 731 (+146 pts) and Equifax 739 (+192 pts) in a single update.

Direct Campaign Pricing

CHOOSE YOUR ROUNDS.

The core difference is the number of strategic dispute rounds. Ready to purchase? Select your plan below.

1 Strategic Dispute Round

1 ROUND

One-time payment
$137
One-time payment
Reg: $177
  • 1 Strategic Dispute Round
  • Personalized credit dispute strategy
  • Inquiry review & negative account audit
  • Results review & strategy adjustment
  • Active credit monitoring required throughout service
MOST POPULAR
2 Strategic Dispute Rounds

2 ROUNDS

One-time payment
$197
One-time payment
Reg: $354
  • 2 Strategic Dispute Rounds
  • Personalized credit dispute strategy
  • Inquiry review & negative account audit
  • Results review & strategy adjustment
  • Active credit monitoring required throughout service
BEST VALUE · SAVE $274
3 Strategic Dispute Rounds

3 ROUNDS

One-time payment
$257
One-time payment
Reg: $531
  • 3 Strategic Dispute Rounds
  • Personalized credit dispute strategy
  • Inquiry review & negative account audit
  • Results review & strategy adjustment
  • Active credit monitoring required throughout service
Expedited Premium Approach

Need a more aggressive approach? Explore Fast Track — $497

The expedited option for someone seeking the faster 30-days-or-less approach for complex or urgent files.

INQUIRIES DELETEDAUTO & BANK INQUIRIES REMOVED

Official Experian dispute report documenting line-by-line inquiry deletions across major auto lenders, credit bureaus, and retail banks.

Line-By-Line Verification

INQUIRIES, REMARKS, AND DEROGATORY ACCOUNTS STRATEGICALLY CHALLENGED.

Every file is different. We don't just blast repetitive letters—we examine dates, balance reporting, and furnisher responsibilities across every bureau.

Frequently Asked Questions

CLEAR ANSWERS. NO GUESSWORK.

Everything you need to know about dispute rounds, inclusions, and how your enrollment works.

From Credit to Coins™️ is our dedicated dispute campaign engineered around methodical dispute rounds. Rather than dragging clients along for months with generic letters, we build a personalized factual dispute strategy targeting the negative items blocking your goals.
Final Call to Action

YOU’VE SEEN THE RESULTS.
NOW IT’S YOUR TURN TO JOIN THE RACE.

You know what's sitting on your report. Stop getting denied and start putting a board-certified strategy behind your credit.

Most Popular
🔥 2 ROUNDS · $197
Client CelebrationVEHICLE APPROVED

Client outcome: "12 days later, credit structured right... walked off the lot with a 2026!"

*Results vary based on individual circumstances and creditor verification.